Bank Statement Converter for State Disability Insurance Documentation

State Disability Insurance (SDI) claimants in California, New York, New Jersey, Rhode Island, Hawaii, and Washington can convert bank statement PDFs to Excel or CSV to document pre-disability wages and SDI benefit deposits for claim support, return-to-work planning, and lender income documentation during disability leave. SDI provides 60–70% of pre-disability wages — requiring wage history documentation for accurate benefit calculation.

Key Benefits

• Pre-disability wage deposit documentation for SDI benefit calculation
• SDI benefit deposit tracking during disability leave period
• California EDD SDI claim income documentation
• New York DBL (Disability Benefits Law) claim documentation
• Return-to-work wage documentation post-disability

How It Works

1. Step 1: Upload personal bank statement PDFs (12 months pre-disability)
2. Step 2: Select Excel output
3. Step 3: Document pre-disability wage deposits and post-claim SDI benefits
4. Step 4: Submit to state disability office or lender as income documentation

Frequently Asked Questions

How do SDI claimants document pre-disability wages for maximum benefit calculation?

California SDI (paid by EDD) pays 60–70% of pre-disability wages based on the highest-paid base period quarter. Export 12 months of bank statements to show wage deposit history by quarter — the quarter with the highest deposits determines the weekly benefit amount. For workers with variable wages (commissioned sales, gig workers, tipped employees), consistent bank statement documentation showing total quarterly income is essential for receiving the maximum SDI benefit rather than a reduced benefit based on incomplete wage records.

Can SDI benefits count as mortgage income during a temporary disability?

SDI benefits are temporary — they typically last 52 weeks (California) or shorter in other states. Mortgage lenders generally require income expected to continue for 3+ years. Active SDI recipients may face mortgage approval challenges during disability leave. However, if the disability is temporary and the borrower has a documented return-to-work date, some lenders will approve mortgages based on the pre-disability wage history and employer return-to-work confirmation alongside bank statements showing SDI deposit continuity.

Convert SDI Statement Free