Bank Statement for the Spain Non-Lucrative Visa

Spain's non-lucrative visa (NLV) requires proof you can support yourself without working in Spain, measured as a multiple of the IPREM index. Consulates verify this through bank statements — usually 6 to 12 months showing a sufficient balance or reliable passive income. This guide explains how to prepare statements that pass consular review.

Key Benefits

• Proves the IPREM-based savings threshold with dated balances
• Documents passive income streams like pensions and dividends
• Shows financial stability across every month, not just a snapshot
• Supports renewal applications, which require two years of means

How It Works

1. Step 1: Download 6 to 12 months of statements from every account you are counting toward the threshold
2. Step 2: Convert them to Excel with Bank Statement Converter and total the closing balances per month
3. Step 3: Flag any large one-off deposits and prepare explanations — consulates question sudden balance jumps
4. Step 4: Get statements translated into Spanish if your consulate requires it, and bring both versions

Frequently Asked Questions

How much money do I need for Spain's non-lucrative visa?

The requirement is set as a multiple of Spain's IPREM index and adjusts annually — currently roughly 400 percent of IPREM for the main applicant plus an additional amount per dependent. Confirm the current figure with your consulate.

Do consulates accept investment account statements for the NLV?

Most accept a mix of bank and investment statements, but liquid cash in a bank account carries the most weight. Lead with bank statements and use brokerage statements as support.

Does rental income count for the non-lucrative visa?

Yes. Recurring rental deposits on your statements are strong evidence, especially combined with lease agreements.

Can I work remotely on the NLV?

The NLV prohibits work for Spanish employers, and consulates differ on foreign remote work. Applicants with remote income often apply for Spain's digital nomad visa instead.

Convert Your NLV Statements