Bank Statement for Notary Public Income Verification
Mobile notaries and loan signing agents earn income as independent contractors and need bank statements to verify earnings when applying for loans or mortgages. Lenders look for consistent signing fee deposits over 3 to 12 months, typically paid through platforms like Snapdocs or Signing Order or directly by title companies. Organizing your statements clearly shows lenders the reliability of your notarial income.
Key Benefits
- Documents signing agent and notarial fee deposits for lender income verification
- Shows consistent 1099 contractor income from title companies and signing platforms
- Supports mortgage applications where notary income is the primary earnings source
- Verifies income for personal loans, auto loans, and apartment applications
How It Works
- Step 1: Download 6 to 12 months of bank statements capturing all signing platform and direct title company payments
- Step 2: Upload each PDF to Bank Statement Converter and export to Excel
- Step 3: Total monthly deposits from signing platforms separately to show income by source
- Step 4: Submit converted statements alongside your 1099 forms and notary commission certificate
Frequently Asked Questions
- Can a part-time mobile notary qualify for a mortgage on notary income alone?
- It depends on volume. Full-time loan signing agents earning $4,000 or more per month have successfully qualified for mortgages using bank statement programs. Part-time notaries usually need supplemental W-2 income.
- How do I document income paid via check from title companies?
- Check deposits appear on your bank statement just like ACH transfers. Make sure your bank statement shows the check deposit date and amount. You may also provide the corresponding invoice for large single deposits.
- Do I need two years of notary income to qualify for a loan?
- Conventional loans typically require two years of self-employment income on tax returns. Bank statement mortgage programs may accept 12 to 24 months of bank statements without requiring a full two-year tax history.
Convert Your Notary Income Statements