Bank Statement Converter for Income Certification

Affordable housing programs, utility assistance, healthcare subsidies, and grant applications require income certification based on verifiable financial records. Convert your bank statement PDF to Excel to create a clear, organized income certification package.

Key Benefits

• Exports all income deposits for affordable housing income certification
• Supports HUD, LIHTC, utility LIHEAP, and health insurance subsidy programs
• Works for all income types: wages, benefits, gig, rental, retirement income
• 3–12 month export for annual income recertification programs
• Free — no account required

How It Works

1. Step 1: Upload your bank statement PDF
2. Step 2: Select Excel output
3. Step 3: Download and list all income sources with monthly totals
4. Step 4: Submit to the program administrator for income certification

Frequently Asked Questions

What is income certification and when do I need a bank statement?

Income certification is the formal process of verifying household income for program eligibility. Programs requiring income certification include: LIHTC affordable housing (annual recertification), LIHEAP utility assistance, Medicaid/CHIP, ACA marketplace subsidies (if you lack 1095-C), and USDA rural housing programs. Bank statements are the most universally accepted income documentation when pay stubs or tax returns are unavailable.

How many months of bank statements do income certification programs require?

Most income certification programs require 1–3 months of statements. Some affordable housing programs (LIHTC) use 12 months for annual recertification. Export the required months to Excel and calculate average monthly income from all deposit sources. Present this alongside a signed self-certification form if required by the program administrator.

Convert for Income Certification Free