Bank Statement Converter for a Domestic Worker Home Loan

Domestic workers — housekeepers, nannies, private caregivers, and personal chefs — often receive income in cash or personal checks from multiple employers, making traditional income verification nearly impossible. Converting bank statements to Excel documents every deposited payment across 12–24 months and creates the income record a mortgage lender can evaluate.

Key Benefits

• Capture all employer check deposits and cash deposits from domestic work clients
• Show the combined income from multiple household employers over 12–24 months
• Document consistent weekly or bi-weekly payment patterns from regular clients
• Separate domestic work income from any other deposits or transfers
• Export to Excel so a lender can calculate total annual income from deposited amounts

How It Works

1. Step 1: Upload 12–24 months of your bank statement PDFs
2. Step 2: The converter extracts all deposits including personal checks and cash deposits
3. Step 3: Download Excel and total deposit rows by month to show your income pattern
4. Step 4: Provide to your mortgage broker alongside any employment verification letters from employers

Frequently Asked Questions

My employers pay me in cash and personal checks. Can I still qualify for a mortgage?

Yes — if you deposit the payments. The bank statement shows all deposits regardless of the payment method. Consistent weekly or bi-weekly deposits that add up to a qualifying income is exactly what a bank-statement loan program is designed to document.

I work for three different families. Can I count all of their payments?

All deposited payments count regardless of how many employers pay you. The bank statement shows total deposits, not individual employer identity. If your combined income from all three families is sufficient, the bank statement documents it.

Convert a Statement Free