Bank Statement Converter for Dental Practice Loans

Dental practice lenders (Bank of America Practice Solutions, Wells Fargo Practice Finance, TD Bank) require 12–24 months of practice bank statements to underwrite acquisition, startup, and expansion loans. Convert your dental practice PDFs to Excel for streamlined loan packaging.

Key Benefits

• 12–24 month export for dental practice acquisition loan underwriting
• Separates insurance reimbursements from patient payments in Excel
• Works with all major dental practice banks and payroll processors
• Compatible with ADA Practice Finance, Provide, and LiveOak Bank formats
• Monthly production vs. collections analysis for practice loan sizing

How It Works

1. Step 1: Upload your dental practice bank statement PDFs
2. Step 2: Select Excel output
3. Step 3: Download and calculate average monthly collections
4. Step 4: Submit to your dental practice lender alongside tax returns and P&L

Frequently Asked Questions

What do dental practice lenders look for in bank statements?

Dental practice lenders analyze average monthly collections (total deposits from insurance and patient payments), overhead ratio (collections vs. expenses), and cash flow consistency over 12–24 months. Export to Excel, filter out transfers and loan proceeds, and calculate net average monthly collections for your loan application.

Can a new dentist get a practice loan using bank statements?

Yes. Dental-specific lenders like Provide, Bank of America Practice Solutions, and LiveOak Bank offer 100% practice financing to new dentists using the practice's bank statements (for acquisitions) or your personal statements plus employment income (for startups). Convert your personal bank statements to Excel as supplemental income documentation.

Convert Dental Practice Statement Free