Bank Statement Converter for Commercial Mortgage Applications

Commercial real estate lenders require 12–24 months of business bank statements to analyze cash flow, debt service coverage, and revenue consistency for commercial mortgage qualification. Convert your business bank PDFs to Excel for fast, professional documentation.

Key Benefits

• Exports 12–24 months of business checking deposits for DSCR analysis
• Works with Chase Business, Wells Fargo Business, Bank of America Business
• Calculates monthly average revenue for commercial lender income worksheets
• Supports mixed-use, office, retail, and multifamily property loans
• CSV export compatible with commercial mortgage broker submission packages

How It Works

1. Step 1: Upload each monthly business bank statement PDF
2. Step 2: Select Excel output
3. Step 3: Compile into a single workbook with monthly tabs
4. Step 4: Calculate average monthly deposits for DSCR and loan sizing

Frequently Asked Questions

What do commercial mortgage lenders look for in bank statements?

Commercial lenders analyze average monthly deposits (revenue), average ending balance (liquidity), NSF/overdraft history, and any large one-time items that inflate revenue. Export 12–24 months to Excel, remove non-revenue items (transfers, loan proceeds), and calculate net average monthly deposits for the lender's debt service coverage ratio (DSCR) worksheet.

Do SBA commercial real estate loans require bank statements?

Yes. SBA 504 and SBA 7(a) loans for commercial real estate require 2–3 years of business bank statements. Our converter handles batch processing — upload each PDF and download Excel exports to compile your full statement package for the SBA lender.

Convert for Commercial Mortgage Free