Bank Statement Converter for Private Investigators

Private investigators, licensed PIs, surveillance specialists, and skip-tracing professionals can convert bank statement PDFs to Excel or CSV to document retainer fees, per-case income, and investigative business revenue for mortgage qualification. PI businesses operate on irregular payment cycles — large retainer payments followed by expense reimbursements — making bank statement documentation essential for self-employment mortgage qualification.

Key Benefits

• Retainer fee and per-case payment deposit documentation
• Law firm and insurance company payment documentation
• Investigative business self-employment income verification
• Non-QM bank statement loan documentation for PI business owners
• Corporate investigation contract income documentation

How It Works

1. Step 1: Upload personal/business bank statement PDFs (24 months)
2. Step 2: Select Excel output
3. Step 3: Identify retainer deposits and case-by-case fee income
4. Step 4: Submit to non-QM lender with Schedule C and business license

Frequently Asked Questions

How do private investigators qualify for mortgages on irregular case-based income?

PI income arrives as large retainer payments (from law firms, insurance companies, corporations), periodic billing draws, and expense reimbursements. Export 24 months of bank statements to show total annual income across these varied payment types. Non-QM bank statement mortgages average 24 months of deposits — the annual total is what matters, not any individual payment. PIs earning $60,000–$150,000/year from steady corporate clients can qualify with strong bank statement deposit history.

Can private investigators document case-by-case income for mortgage qualification?

Yes. Export bank statements to show the recurring nature of PI income — monthly deposits from ongoing surveillance, corporate investigations, and insurance fraud cases. If you have long-term contracts with law firms or insurance companies (steady monthly retainer payments), those deposits look similar to employment income. The consistency and total volume of 24 months of deposits is more important than the number of individual clients.

Convert PI Statement Free