Bank Statement Converter for Marina Owners and Boat Storage Operators

Marina owners, boat slip rental operators, dry stack storage facilities, and waterfront service businesses can convert bank statement PDFs to Excel or CSV to document seasonal slip rental income, fuel sales revenue, and service income for SBA 7(a) loans and commercial waterfront real estate financing. Marinas generate highly seasonal income with strong concentration in April–October.

Key Benefits

• Seasonal slip rental and seasonal storage deposit documentation
• Fuel dock and marine service revenue documentation
• SBA 7(a) marina acquisition financing income documentation
• DSCR analysis using annual marina revenue totals
• Winter dry storage and haul-out revenue documentation

How It Works

1. Step 1: Upload business bank statement PDFs (24 months)
2. Step 2: Select Excel output
3. Step 3: Document slip rental deposits, fuel sales, and service income
4. Step 4: Submit to SBA lender with occupancy rate history and slip count

Frequently Asked Questions

How do marina owners document seasonal income for SBA acquisition loans?

Marina income concentrates in boating season — June through September in northern states may represent 60–70% of annual revenue. Export 24 months of bank statements to show two complete annual cycles with winter deposits from dry storage and spring deposits from slip renewals. SBA lenders evaluate marina businesses on annual DSCR. A marina generating $400,000/year in gross revenue with $250,000 operating expenses can support approximately $1.1M in SBA debt at 1.25x coverage.

Can new marina buyers get SBA financing for older waterfront facilities?

Yes. SBA 7(a) loans finance marina acquisitions including facilities requiring capital improvements — the SBA 7(a) can include renovation costs in the loan (up to $5M total). Export the seller's 3 years of bank statements showing historical revenue as the income basis. The buyer's business plan showing how improved facilities (new docks, fuel dock upgrade, pump-out station) will maintain or grow slip rental occupancy supports the loan narrative.

Convert Marina Statement Free