Bank Statement Converter for Data Scientists and ML Engineers

Data scientists, machine learning engineers, and AI researchers can convert bank statement PDFs to Excel or CSV to document complex income streams including base salary, RSU vesting, signing bonuses, freelance consulting fees, and Kaggle competition earnings. Essential for mortgage applications at tech-focused lenders, H-1B/O-1 visa income verification, and documenting multi-source income for non-QM loans.

Key Benefits

• Extracts RSU vest deposits separately from base payroll for lender income analysis
• Documents consulting and Kaggle income alongside W-2 salary for mortgage qualification
• Supports multi-bank consolidation for researchers with academic + industry income
• CSV export ready for pandas, Excel pivot tables, and QuickBooks import
• 12–24 month export for averaging variable bonus and RSU compensation

How It Works

1. Step 1: Upload your bank statement PDFs (salary, RSU, consulting accounts)
2. Step 2: Select Excel or CSV output
3. Step 3: Identify regular payroll vs. RSU vest events vs. freelance deposits
4. Step 4: Calculate average monthly income across all sources for mortgage or visa applications

Frequently Asked Questions

How do data scientists document RSU income for mortgage applications?

Conventional lenders (Fannie Mae/Freddie Mac) require 2-year history of RSU income and proof of continued vesting schedule to count it as qualifying income. Export 24 months of bank statements to Excel, highlight RSU vest deposits separately from base salary, and provide your vesting schedule letter. Lenders average the RSU income over 24 months. Non-QM bank statement lenders may use 12-month deposit average instead — useful if you recently changed employers and have RSU cliff vesting.

Can data scientists at consulting firms use this for H-1B income verification?

Yes. Data scientists and ML engineers on H-1B visas may need to document income for H-1B renewals, premium processing, or green card sponsorship. Export 3–12 months of bank statements to Excel to show consistent salary deposits matching the LCA prevailing wage. Independent consulting data scientists on O-1 visas need stronger financial documentation — export all income streams to demonstrate sustained earnings above the O-1 income threshold.

Convert Data Scientist Statement Free