Bank Statement Converter for Boilermakers

Boilermakers, vessel fabricators, IBB (International Brotherhood of Boilermakers) members, and nuclear plant boilermakers can convert bank statement PDFs to Excel or CSV to document journeyman wages, travel pay, per diem, and shutdown project income for mortgage qualification. Boilermakers frequently work away from home on refinery turnarounds — creating complex deposit patterns requiring careful documentation.

Key Benefits

• Travel pay and per diem deposit documentation separate from taxable wages
• Refinery turnaround and power plant outage project income
• IBB union wage documentation for mortgage lenders
• Multi-employer income aggregation for traveling boilermakers
• Per diem exclusion calculation for accurate mortgage qualifying income

How It Works

1. Step 1: Upload personal bank statement PDFs (24 months)
2. Step 2: Select Excel output
3. Step 3: Separate taxable wages from per diem and expense reimbursements
4. Step 4: Submit to lender with IBB work history and W-2s from multiple employers

Frequently Asked Questions

How do traveling boilermakers document income for mortgages when working multiple employers per year?

Traveling boilermakers may work 5–10 different contractors per year. Export 24 months of bank statements to show the continuous income pattern despite changing employers — the deposit history demonstrates stable total income. Mortgage lenders use 24-month income averages across all employers.

Does per diem income count toward boilermaker mortgage qualification?

Per diem (typically $100–$180/day) is tax-free and cannot count toward conventional mortgage qualifying income. However, non-QM bank statement loans count all deposits including per diem. Export statements to identify per diem separately from payroll. If per diem is substantial ($1,500–$3,000/month), non-QM lenders may offer significantly higher loan amounts.

Convert Boilermaker Statement Free